Software is disrupting financial services – a renaissance is emerging as the closed proprietary systems of Traditional Finance (TradFi) converge with permissionless, open-source Decentralized Finance (DeFi) protocols on public blockchains. The wider impact on society is presently unnoticeable to the general public. However, as EVERY asset continues to be tokenized, from commodities to intellectual property, massive amounts of users will move onchain. Is the “TradFi in the front, DeFi in the b...